Personal Finance

Key Takeaways Refinancing can save money if you can take advantage of lower interest rates, which makes your mortgage debt less expensive to carry. There’s more than one way to refinance, so choose the solution that complements your finances. Refinancing can eliminate extra costs over the lifetime of your home loan like private mortgage insurance. […]

Most Americans wouldn’t be able to cover a $500 surprise expense. So if you are one of the four in ten people who do have an emergency fund, you’re ahead of the majority of people AND you’re better positioned for unexpected purchases. If you don’t have the cash, don’t worry. You’ve come to the right place. I’m […]

A credit line increase is a terrific tool to improve your financial standing and experience life in HD.  But there are rules.  Not the kind of rules that will force you to walk across burning coals or recite the Constitution.  Rules that will allow you to apply for limit increases at the best possible time […]

Whether you’re getting married, moving in together, or just getting serious about money, it’s always a good time to start discussing finances with your significant other.  But how do you talk to your partner about money?  For many, this is scary or awkward, but don’t worry. As the blog of one of the leading personal […]