Personal Finance

In this article, we will cover bank fees, why you get them, how to avoid them, & how to negotiate them. It’s important to know how to properly optimize your accounts or you’ll end up paying fees & bank charges that can easily be avoided. One of the biggest secrets to avoiding fees and properly […]

Knowing how much house you can afford is your first step to making the biggest purchase of your life. Using the 28/36 rule, you’ll be able to figure out exactly how much you can spend on a mortgage each month.

The first year of college, I went to an extremely expensive school with $40K/year tuition. Then I transferred to an in-state school for $6K/year. One of the best decisions I ever made. That $40K school is now up to $55K/year and that’s just for tuition. Luckily, the Tax Code offers some incentives for paying for […]

An individual retirement account (IRA) is an investment account that gives you amazing tax advantages for retirement savings. The two common types: Traditional IRA. This account allows you to invest pre-tax income. You’ll roll over your 401k into a traditional IRA whenever you leave a job. Currently, anyone younger than 70 ½ years old is […]