Personal Finance

LeanFIRE offers the most frugal path to early retirement, allowing you to quit the workforce with as little as $1 million invested to support annual spending of under $40,000. While this approach requires extreme savings and minimalist living, it rewards you with the ultimate prize: freedom from work decades before traditional retirement age. What Is […]

A Guaranteed Interest Account (GIA) is essentially an insurance contract that pays a fixed, guaranteed interest rate for a specific period. GIAs promise stability, but are they actually a smart move for you? What the Hell Is a Guaranteed Interest Account (GIA) Anyway? A Guaranteed Interest Account is a financial product offered by insurance companies […]

Zombie debt is old, uncollectible debt that collectors resurrect to pressure you into paying, even when you don’t legally owe it. What is Zombie Debt (and Why Won’t it Die?) Just when you thought your financial life was in order, a debt collector calls about something you paid off years ago—or worse, a debt you […]

Robert Kiyosaki and Sharon Lechter’s bestselling book Rich Dad Poor Dad has dominated financial literature for decades, but I have a problem with this beloved financial “classic”—and it starts right after the first chapter.  Some parts hit, others completely miss, and I think it’s important to talk about both. The Good (Albeit Brief) Parts of […]