Personal Finance

Looking for unconventional ways to earn extra cash? Here are 30 creative money-making ideas that require minimal startup costs and can fit around your existing schedule. Start An Online Review Page If you live near a downtown area, college town, or suburban neighborhood, there’s an endless stream of places to review—from coffee shops to hidden […]

Stocks are easier to start, cheaper to buy, and simpler to manage. Real estate offers leverage, tax breaks, and monthly income—but takes more money, time, and effort. Stocks vs Real Estate: Which is Better for Beginners? The key differences between stocks and real estate for beginners are: Entry cost: Stocks let you start with as […]

Zero-based budgeting gives every dollar of your income a specific job until nothing is left unassigned. This helps you intentionally direct your money toward your true priorities. What Is Zero-Based Budgeting? The formula for zero-based budgeting is simple: When implemented correctly, your bank account balance matches the remaining balance in your budget. This approach creates […]

Let’s clear up the biggest confusion right away: a “contributory IRA” is simply another name for a traditional IRA. If you’re self-employed, have maxed out your 401 (k), and are looking for more flexibility, you should consider a contributory IRA. What is a “Contributory IRA” Anyway? The term “contributory” is mainly used to distinguish it […]