Personal Finance

At IWT, I talk about 401(k) plans—a lot. We all know how important they are, but they can be confusing to navigate. I put together a series of articles to help you make the most of your investments and retirement savings. Article 1: How does a 401(k) work? The single best way to grow your money Article […]

In this article, we’ll breakdown some of the key rules of credit cards. You’ll improve your credit while automatically being rewarded for the purchases you’re already making.  Optimizing your credit is a multistep process. First, we’ll set up automatic credit card payments so you never miss a payment again.  Then, we’ll see how to cut […]

Ramit gives you the very best budget help with an automated system. This is the alternative to typical budgeting. This is a system thatll last.

The best checking accounts should have no fees, full ATM access worldwide, and real perks that respect your financial goals—not chip away at them. My top picks are: Charles Schwab, Ally Bank, Capital One 360, and Discover Cashback Debit. Each offers modern features without the usual fine print, and depending on how you bank, one […]