Personal Finance

Ever wondered why you tend to spend or save the way you do? Or how budgeting can feel easy for some for you, but a nightmare for others? The truth is, our financial behavior is mostly driven by our money scripts – the unconscious beliefs about money that influence every decision we make, without us […]

Credit card companies profit from high interest rates, penalty fees, and tactics that keep people in debt. But with the right strategy, you can flip the script—build excellent credit, earn rewards, and never pay a cent in interest. This guide will show you how to pay your bills strategically, automate payments, and debunk myths like […]

What are some of the greatest rivalries out there? A few that probably come to mind: Muhammad Ali vs Joe Frazier Coke vs Pepsi Tupac vs Biggie Let me add in one of my favorites from the financial world: bull versus bear. No, I’m not talking about some ancient feud between two deadly animals (though […]

In this article, we’ll dive into how debt consolidation works, the pros and cons, and real-life examples of when it’s a smart move—and when it’s not. What is debt consolidation? Simply put, debt consolidation combines all of the debt you owe into a single payment with a lower monthly interest rate. This typically works by […]