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Personal Finance

Personal Finance
Jun 11, 2024
Top 5 Personal Finance Software of 2025

Today, staying on top of your money matters is more important than ever. That’s why I’ve handpicked the top 5 personal finance software, each designed to cater to different aspects of your financial journey. So, let’s cut through the clutter and focus on what really works. Below are my top recommendations for personal finance software […]

Personal Finance
Mar 01, 2025
How Do Credit Card Companies Make Money? (Secrets & Tips)

Credit card companies make money through swipe fees, interest charges, annual fees, and sneaky penalties—all designed to profit from your everyday spending and financial slip-ups. What Happens When You Swipe Your Card? Every time you use your credit card, you’re feeding a system designed to make money off your transaction. It’s not just a simple […]

Personal Finance
Dec 10, 2024
What Do Taxes Pay For? (A Dead Simple Guide)

Taxes are the backbone of everything we use daily, from roads to emergency services, yet their role often gets overlooked. Understanding where your tax dollars go can help you see the value they provide. In this post, we’ll break down the question “what do taxes pay for?” in more detail. The Role of Taxes in […]

Personal Finance
Feb 27, 2023
How to do independent contractor taxes

Independent contractor taxes can be a bit tricky if you’re used to filing a traditional 1040 form like most “regular” full-time employees.  As with most taxation, there’s a lot of confusion (and even deception) around the topic. That’s because, when you’re a sole proprietorship, business owner, or self-employed individual you’re taxed differently than when you’re simply an […]