Personal Finance

Lump sum investing outperforms dollar-cost averaging 68% of the time. That shocks a lot of people who’ve been told slow and steady always wins. But the numbers aren’t the only things that matter. Your comfort and timeline play a huge role too. Dollar Cost Averaging vs Lump Sum: What’s The Difference? Dollar-cost averaging spreads your […]

Find out how you stack up to the average net worth by age (as well as systems to increase your net worth today).

Credit card debt can feel overwhelming, but many people have faced it head-on and come out on top. In this article, we’ll cover the best ways to pay off credit card debt, common mistakes to avoid, and whether consolidation or refinancing makes sense for you. Find out How Much You Owe You’d be surprised how […]

I recommend having 2-3 credit cards total. Remember, the point of life isn’t to squeeze out the maximum amount of credit card rewards—it’s to live a Rich Life with simple, effective financial systems. The Ideal Number of Credit Cards for Different Situations Most Americans have way too many credit cards when the ideal number is […]