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Personal Finance

Personal Finance
Sep 04, 2025
Should I Pay Off My Car Loan Early? Here’s What Matters

Pay it off early if your rate is above 6% or if you’re planning major life changes within the next two years. Otherwise, keep your car loan if the interest rate is below 4% and you have an emergency savings account.  That said, if monthly payments genuinely stress you out or you struggle with investing […]

Personal Finance
Sep 03, 2025
Minimum Payment on Credit Card: What It Really Costs You

Your minimum payment is the smallest amount you need to pay each month to keep your credit card company happy. Making these payments on time keeps you current but also keeps you broke. Pay the entire balance every month and automate the payment so you never have to think about it again. What is a […]

Personal Finance
Sep 19, 2025
Automated Investing (A Lazy Person’s Guide to Building Wealth)

Automated investing builds long-term wealth by consistently investing in low-cost index funds without the stress of picking stocks or timing the market.  To start, set up a simple system: open an investment account, pick one broad index or target-date fund, automate monthly contributions, and let compound growth do the work. This approach avoids hidden fees, […]

Personal Finance
Sep 18, 2025
How to Pay for a Wedding Without Breaking Your Budget

Its the age-old question: Why are weddings so expensive? Well give you the answer to that along with advice from a wedding planner on how to save for your big day.