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Personal Finance
Nov 13, 2025
Understanding ETFs – A Basic Guide

An exchange-traded fund (ETF) is a simple way to invest in a mix of stocks, bonds, and/or other assets with one purchase. Most ETFs are low cost and give you instant diversification, but some come with risks that can easily sink your profits. This guide breaks down 11 types of ETFs to help you decide […]

Personal Finance
Nov 12, 2025
How to Trade Stocks (and find out if trading is right for you)

Stock trading means buying and selling shares of a company, called stocks, to make money from short-term price changes. While I recommend low-cost index funds for most people’s investment portfolios, stock trading can be a skill worth learning if you have free cash to experiment with. What Stock Trading Means (and Who Should Do It) […]

Personal Finance
Nov 11, 2025
How to Invest for Beginners (An Easy System That Really Works)

Investing is how you build real wealth. Here’s how to make it run on autopilot: Learn the few investment options that actually work, open the right accounts in the right order to minimize taxes, automate your contributions so money grows without effort, choose low-cost index or target-date funds, and then do nothing while compound growth […]

Personal Finance
Nov 10, 2025
What Happens to a HELOC When You Sell Your House?

When you sell your house with a HELOC, you must pay off the full outstanding balance before the sale closes. The HELOC is a lien on your property, which means your lender has a legal claim that must be settled before ownership transfers to the buyer. The title company handles the payoff directly from your […]