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In this article, we’ll dive into how debt consolidation works, the pros and cons, and real-life examples of when it’s a smart move—and when it’s not. What is debt consolidation? Simply put, debt consolidation combines all of the debt you owe into a single payment with a lower monthly interest rate. This typically works by […]

At IWT, I talk about 401(k) plans—a lot. We all know how important they are, but they can be confusing to navigate. I put together a series of articles to help you make the most of your investments and retirement savings. Article 1: How does a 401(k) work? The single best way to grow your money Article […]

A lot of networking advice is sleazy and terrible. Many tactics waste time while others just leave a bad taste. In recent years, there’s been a shifting focus to authenticity and creating mutual value — and learning to implement these things is the key to networking effectively. To make it easier for you, we’ve organized […]

Ever dreamed of starting a business but felt stuck without a “perfect” idea? You’re not alone. Thousands of aspiring entrepreneurs let years slip by, waiting for inspiration to strike. In this article, I’ll show you how ordinary people—from my mom to a Hollywood editor—have turned everyday skills into thriving businesses and reveal a step-by-step process […]