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Money dysmorphia is when your perception of your finances doesn’t match reality. You might earn a decent income, have savings, and no debt, yet still feel constantly anxious, behind, or “bad with money.” 5 Signs You’re Infected With Money Dysmorphia You’ve got money in the bank, no debt, maybe even a solid income. And still, […]

Choose a HELOC if you need flexible access to cash over time and can handle variable rates. Consider a home equity loan if you require a lump sum with predictable monthly payments. However, be cautious because you’re literally betting your house, and most people who consider these options have deeper financial problems they’re not addressing. […]

Doom spending occurs when you buy things you don’t need or can’t afford, as a way to cope with financial stress or concerns about the future.  What Doom Spending Actually Costs You (Beyond the Price Tag) Doom spending steals more than just the money you waste on items sitting unused in your closet. It robs […]

A 401(k) is a retirement savings account that allows you to invest a portion of your paycheck before paying taxes.  In many cases, employers will match part of your contributions, giving your savings an extra boost. This combination of regular contributions and compound growth helps your money grow significantly by the time you retire. Why […]