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Dec 3, 2025
Personal Finance

Credit Card Refinancing vs Debt Consolidation (a Side-by-Side)

Credit card refinancing and debt consolidation both reduce interest and simplify debt, but they take different routes. Refinancing shifts your credit card balance to a 0% APR card

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Dec 2, 2025
Grow Your Business

Client Management 101: Skills, Systems, & Strategies That Work

Client management is the process of building, maintaining, and strengthening relationships with the people and companies who pay you for your services.  In a nutshell: turn one-of

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Dec 2, 2025
Podcast Episodes

Episode 237. “We bought our dream house. Then he lost his job.”

Karen (45) and Chad (44) built their lives around a high income: buying their dream home in a high-cost city and raising three kids with confidence in the future. But when Chad los

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Dec 1, 2025
Personal Finance

Grace Periods for Credit Cards, Mortgages, and Student Loans

A grace period is the window of time after a payment is due or a billing cycle ends during which you will not be charged interest or late fees. Credit cards, mortgages, and student

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