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Nov 4, 2025
Podcast Episodes

Episode 233. “I save while she spends on vacations. Is this fair?”

Samantha (36) and Kevin (41) have been together for seven years, but their financial lives couldn’t look more different. He’s a high earner with $800,000 in investments and a p

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Nov 3, 2025
Personal Finance

Credit Cards After Bankruptcy: How to Get Approved and Rebuild

When you file bankruptcy, all your existing credit cards get canceled, even the ones with zero balances. However, you can apply for new cards immediately after your bankruptcy is d

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Nov 2, 2025
Personal Finance

How Much Does it Cost to Refinance? What You’ll Actually Pay

Refinancing your mortgage typically incurs closing costs ranging from 2-6% of your new loan amount. That means if you’re refinancing a $300,000 mortgage, you’ll be look

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Nov 1, 2025
Start a Business

How a Cash Out Refinance Works (and When It’s Worth It)

A cash out refinance lets you tap into your home equity by replacing your current mortgage with a bigger one and pocketing the difference in cash. You can use that money for anythi

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