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Jul 3, 2025
Personal Finance

Money Dysmorphia (Your Warped Money Mindset is Costing You)

Money dysmorphia is when your perception of your finances doesn’t match reality. You might earn a decent income, have savings, and no debt, yet still feel constantly anxious,

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Jul 2, 2025
Personal Finance

HELOC vs Home Equity Loan: The Real Numbers Banks Don’t Want You to See

Choose a HELOC if you need flexible access to cash over time and can handle variable rates. Consider a home equity loan if you require a lump sum with predictable monthly payments.

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Jul 1, 2025
Personal Finance

401k Loan: Why ‘Borrowing From Yourself’ Is Actually Borrowing From Your Future

A 401k loan lets you borrow up to 50% of your vested balance, capped at $50,000. While this is one way to access extra cash, tapping into your retirement savings will cost you hund

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Jul 1, 2025
Podcast Episodes

Episode 215. “He wants a house, I don’t want to go bankrupt.”

 Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. At

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Ramit’s best advice, straight to your inbox.

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