Do Student Loans Affect Your Credit Score? Here’s What Matters
Student loans absolutely affect your credit score, but they’re not automatically “bad debt” that destroys your financial future. When handled properly, student lo
Doom Spending Exposed (& How To Stop the Stress-Spending)
Doom spending occurs when you buy things you don’t need or can’t afford, as a way to cope with financial stress or concerns about the future. What Doom Spending Actua
Financial Wellness Made Simple (A 4-Step System That Works)
Financial wellness means having control over your money, rather than your money controlling you. It’s the difference between checking your bank account with dread and checkin
How Does Credit Card Interest Work (+ Credit Rules That Work)
Credit card interest is calculated daily on any unpaid balance and compounds until the balance is paid off completely. Most Americans pay over $1,200 per year in credit card intere