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Jul 10, 2025
Personal Finance

How to Handle a Financial Windfall (Rich Life vs Going Broke)

A financial windfall is a large sum of money you receive unexpectedly, like an inheritance, lottery win, or business sale. Getting sudden wealth feels incredible and creates amazin

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Jul 9, 2025
Personal Finance

Loan Budgeting Made Simple (Pay Off Debt and Build Wealth)

Loan budgeting means having a plan to pay off debt while still living your life — without the stress of constantly juggling payments. Why Most People Fail at Loan Budgeting (And

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Jul 8, 2025
Podcast Episodes

Episode 216. I track every penny. He gambles. Should I marry him?

Taylor (29) is a high-earning dentist with a strict savings plan and deep-rooted fears about financial instability. Hayden (25) earns $24K a year, has a history of gambling and fin

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Jul 7, 2025
Personal Finance

Living Below Your Means: How to Spend Less and Live More

Living below your means is simply spending less money than you earn each month so you have money left over for savings, investments, and your future goals.  7 Steps On How To Live

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Ramit’s best advice, straight to your inbox.

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